Today, more than forty percent of the people living in the United States of America are suffering from debt problems because they have either used their credit cards excessively or that they have borrowed too much money from financial companies in form of loans for their personal and business purposes. We as human beings are [...]

A branch of economic thought known as ‘efficient market theory’ hypothesizes that the stock market is almost perfectly efficient in the sense that asset values are almost perfectly priced when factoring in all known information. Taking this theory to the extreme would mean that a monkey randomly choosing stocks would do no better or worse [...]